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What is Humm?

Humm lets you spread the cost of your purchases over 8 weekly payments if your purchase is $40 or more, or 4 fortnightly payments, making buying what you want that much easier.

Who can use Humm?

You can access Humm if you:

  • Live in New Zealand
  • Are at least 18 years old
  • Have a valid and verifiable email address and a New Zealand mobile number
  • Have a New Zealand Mastercard or Visa credit or debit card
  • Have a New Zealand residential and shipping address
  • Have a New Zealand drivers licence

How do I use Humm?

Humm can be used at any Humm retailer. Simply select Humm as your payment method during the checkout process.

What does it cost to use Humm?

Nothing, as long as each of your payments reaches us by the due date.

When are my fortnightly payments processed?

Your first payment will be 25% of the purchase price for any purchase under $1,000. The first payment is charged at the time of the purchase. If you purchase something over $1,000 (up to a maximum of $1,500) your first payment will be $250 plus the amount over $1,000. Each subsequent instalment is charged every fortnight after the purchase date.
For example:
Purchase Price

  • $500.00

Humm Payment Schedule

  • Instalment 1 - $125 due on 1 June (today)
  • Instalment 2 - $125 due on 15 June
  • Instalment 3 - $125 due on 29 June
  • Instalment 4 - $125 due on 13 July

When are my weekly payments processed?

Your first payment will be 25% of the purchase price for any purchase under $1,000. The first payment is charged at the time of the purchase. If you purchase something over $1,000 (up to a maximum of $1,500) your first payment will be $250 plus the amount over $1,000. Each subsequent instalment is charged every week after the purchase date.
For example:
Purchase Price

  • $500.00

Humm Payment Schedule

  • Instalment 1 - $125 due on 1 July (today)
  • Instalment 2 - $53.57 due on 8 July
  • Instalment 3 - $53.57 due on 15 July
  • Instalment 4 - $53.57 due on 22 July
  • Instalment 5 - $53.57 due on 29 July
  • Instalment 6 - $53.57 due on 5 August
  • Instalment 7 - $53.57 due on 12 August
  • Instalment 8 - $53.57 due on 19 August

When is the weekly payment option not available for use?

Weekly payments will not be an option when your purchase is under $40.  They also may not be available when you are purchasing in-store and you have ‘Fortnightly’ payments set as your default payment preference in your Humm account.  If you would like to set weekly payments as your default option, please log into your Humm account and select ‘Weekly’ as your default payment preference.

For more information visit  Humm's FAQ page